How It Works

Step 1: The employee pays the qualifying medical expense.

Step 2: The employee then submits the claim to OMBAS with the original medical receipt(s).

Step 3: The Employer submits payment to OMBAS for claim submitted.

Step 4: OMBAS then reimburses the employee.

Step 5: From a tax perspective, the Employer deducts the payment to OMBAS from its income.

Step 6: The Employee has obtained a non-taxable benefit and full coverage of their health service of choice.