About Us

The Principal of the company has an extensive background in corporate finance with emphasis on developing operating strategies to improve company efficiency. This has been accomplished through extensive analysis of operating expenses of many types of businesses. Complementing this has been the effective use of tax strategies to optimize company cash flow.

Employee wellness and satisfaction have been critical to the success of every businesses. An effective health strategy improves productivity, efficiency and team spirit. At the same time, a business owner must be cognizant of the cost to providing this benefit.

While inflation has been well contained in the overall economy, in health care it has been running rampant. Costs have been further increased by a fast growing trend in health care in Ontario, whereby more and more services traditionally covered by OHIP are coming under private health care. While not inflationary, this is placing increased cost pressures on insurance plans.

As health care programs are rising as a percentage of total payroll costs, we undertook a study to determine how could we arrive at a cost effective solution that would allow employers to provide quality health programs and benefits to its employees.

Canada Revenue Agency has tax rules which permit what we have created, a Private Health Services Plan. In effect we are regulated by the tax rules. What we provide is a mechanism for Employers to continue providing essential health coverage, such as dental, drugs and other regulated health services. Our program keeps it simple and cost effective. The Employees actually have far greater flexibility with basic and predictable health care coverage than traditional insurance programs.

We ensure our program is in strict compliance with Canada Revenue Agency guidelines. The Employer benefits by:

  1. obtaining more cost effective coverage
  2. having coverage not traditionally provided by insurance companies – this is particularly true for Employers with less than 20 employees and
  3. often reducing existing insurance plan costs.